Midi vs Alloy vs Gennev — 2026 Telehealth Comparison

Complete comparison of the top 3 telehealth menopause services: pricing, insurance coverage, wait times, prescribing practices, and which is best for your needs.

Midi Health ($99-$149/month, 45+ states) is the largest with fastest access (1-2 week wait) but doesn't accept insurance. Alloy ($99-$199/month, 40+ states) accepts some insurance plans and offers both provider-led and self-guided programs. Gennev ($129-$199/month, 35+ states) includes wellness coaching and has the most comprehensive supplement recommendations. For uninsured patients, all three are cost-effective vs hunting for local specialists. For insured patients, check if your plan covers Alloy first.

Quick Comparison Table

FeatureMidi HealthAlloyGennev
Monthly cost$99-$149$99-$199$129-$199
Insurance accepted No Some plans Some plans
States served45+ states40+ states35+ states
Wait time1-2 weeks1-3 weeks2-3 weeks
Prescriptions included Yes Yes Yes
Wellness coaching No Yes (higher tier) Yes (included)
Supplement recommendationsBasicModerateComprehensive
Unlimited messaging Yes Yes Yes

Midi Health — Best for Fast Access

  • Cost: $99/month (basic), $149/month (premium with extra support)
  • Availability: 45+ states (largest coverage)
  • Wait time: 1-2 weeks (fastest)
  • Best for: Uninsured patients, women who want quick access, those in rural areas
  • Limitations: No insurance acceptance, limited wellness coaching

Alloy — Best for Insurance Coverage

  • Cost: $99/month (self-guided), $149/month (provider-led), $199/month (premium)
  • Availability: 40+ states
  • Wait time: 1-3 weeks
  • Best for: Women with insurance that covers telehealth, those who want flexible program tiers
  • Limitations: Insurance coverage varies widely by plan

Gennev — Best for Holistic Care

  • Cost: $129/month (basic), $199/month (with wellness coaching)
  • Availability: 35+ states
  • Wait time: 2-3 weeks
  • Best for: Women who want comprehensive wellness support, supplement guidance, lifestyle coaching
  • Limitations: Smaller provider network, longer wait times

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Cost Comparison: Telehealth vs In-Person

$1,200-$2,400/year

Telehealth (all-inclusive)

$1,500-$3,000+/year

In-person (uninsured: visits + prescriptions)

For uninsured patients: Telehealth is often cheaper than paying out-of-pocket for specialist visits ($200-$500 each) plus separate prescription costs.

For insured patients: Compare your copays. If specialist copays are $30-$50 and HRT is covered, in-person may be cheaper. If high-deductible or out-of-network, telehealth wins.

How to Choose

  • Uninsured or high-deductible: Midi or Alloy (self-guided)
  • Insurance covers telehealth: Check Alloy first, then Gennev
  • Need fast access: Midi (1-2 week wait)
  • Want wellness coaching: Gennev (included) or Alloy (higher tier)
  • Live in rural area: Midi (45+ states, best coverage)
  • Want supplement guidance: Gennev (most comprehensive)

Sources: Company websites (January 2026), user reviews, telehealth comparison studies